Auto Insurance

Drive with confidence knowing you’re covered by a policy designed to meet your needs. At Midvalley Insurance Group, we offer:

  • Higher Liability Limits: Protect yourself from costly lawsuits and claims with robust coverage that exceeds the minimum state requirements.

  • Stated Amount Coverage: Secure a predetermined value for your vehicle, ensuring fair compensation in case of a total loss.

  • Personal Injury Protection (PIP): Cover medical expenses and lost wages for you and your passengers, regardless of fault, so you can focus on recovery.

We are here to help build the right auto insurance policy for your situation.

Home Insurance

Protect your home with coverage that’s designed to provide peace of mind. At Midvalley Insurance Group, we help safeguard your biggest investment with:

  • Replacement Cost for Your Dwelling: Ensure your home is rebuilt to its original condition after a covered loss, without depreciation.

  • Roof Replacement Coverage: Get protection for your roof, covering the full replacement cost if damage occurs due to a covered event.

  • Water Back-Up Coverage: Guard against unexpected damage caused by sewer or drain backups, protecting your home and belongings.

Landlord Insurance

As a landlord, you need specialized coverage to safeguard your property and income. At Midvalley Insurance Group, we provide:

  • Water and Sewer Backup Coverage: Protect your rental property from costly repairs due to sewer or drain backups.

  • Landlord Personal Injury Protection: Stay covered against liability claims, including accidental injuries occurring on your rental property.

  • Loss of Rents Coverage: Ensure steady income if your property becomes uninhabitable due to a covered loss

Motorcycle Insurance and Recreational Lines

Your motorcycle is more than just a vehicle—it’s a passion. At Midvalley Insurance Group, we offer coverage that goes the extra mile:

  • Stated Value Coverage: Protect your bike with a predetermined value in case of a total loss, ensuring you’re compensated fairly.

  • Disappearing Deductibles: Reward your safe riding habits with deductibles that decrease over time, eventually reaching $0.

  • Equipment and Accessories Coverage: Cover custom parts, gear, and accessories so you can ride in style without worry.

Umbrella insurance

Extend Your Protection with Personal Umbrella Insurance
Life is unpredictable, but your coverage doesn’t have to be. At Midvalley Insurance Group, our personal umbrella policies provide:

  • Extra Liability Coverage: Safeguard your assets and future with higher limits beyond your home, auto, or other primary insurance.

  • Protection for Lawsuits: Cover legal fees and liability claims, including personal injury or property damage lawsuits, that exceed your base policies.

  • Personal Injury: Protection again libel slander and humiliation or defamation lawsuits

Business Insurance

Running a business comes with unique challenges—your insurance shouldn’t be one of them. At Midvalley Insurance Group, we offer comprehensive business insurance options to keep your operations secure:

  • Business Owners Policy (BOP): Simplify your coverage with a bundled policy that combines essential protections, including liability, property, and business interruption coverage. A BOP is designed to protect your business from a range of risks, all in one convenient package.

  • Workers’ Compensation Insurance: Take care of your most valuable asset—your employees. This coverage ensures your team is protected in case of workplace injuries, providing medical benefits and wage replacement while shielding your business from potential lawsuits.

  • Business Personal Property Coverage: Protect the tools, equipment, and inventory that keep your business running. Whether it’s damage from a fire, theft, or another covered event, this coverage helps you replace or repair essential items without impacting your bottom line.

At Midvalley Insurance Group, we understand the complexities of running a business. That’s why we customize policies to fit your industry, operations, and goals. Let us help you focus on growing your business while we handle the risks. Contact us today to build a policy tailored to your success.

Schedule An Insurance Review today!

Schedule a consultation with our experienced team to gain insightful guidance on all your insurance needs. Our experts are ready to help you find the right protection tailored to your unique situation.